Specialist mortgage lending products are available at all Blue Sky Mortgages offices!
Not all customers fit the precise lending criteria put forward by mainstream banks. If you are in this category you will be pleased to know that there are other options open to you. Several new lenders have emerged in recent years offering more flexible mortgage products.
However, this is a specialised field and independent advice is vital. Rates vary greatly as do the terms and conditions on offer.
Typical situations where these specialist lending products may be required include:
- For self-employed people who have difficulty proving their income
- For separated or divorced individuals
- Customers who have had arrears issues with previous loans
At Blue Sky Mortgages we would be pleased to sit down with you to go through your various options.
Our priority with all customers is to secure a rate which is good value for our customers. Specialist lenders can charge between 2% to 10% higher than normal customer rates due to the fact that the credit history of the customer may not be satisfactory under their lending criteria. We believe that it is extremely important for us to find a competitive rate for these customers so that they can improve their credit rating as much as possible.
We can review your mortgage on an annual basis with the objective of ensuring that you are continuing to get good value.
