THE MORTGAGE BROKER YOU CAN TRUST

For First Time Buyers or Switching Mortgages

First Time Buyers

FIRST TIME BUYERS MORTGAGE JOURNEY...

Your first home is finally in sight. With one of the biggest decisions of your life, the process ahead may seem daunting. Don’t worry! Our First Time Buyer mortgage has been designed specifically for customers buying their first home, and we have all the information you need right here. Have any more questions? Our Blue Sky Agents are here to help!

Calculate How Much I Can Borrow

HOW MUCH CAN I BORROW?

Use our Mortgage Calculator to see how much you can borrow. Its very easy to use and follow.

TALK TO OUR TEAM

You don’t have to have your deposit saved or all your documents in order to speak to a Blue Sky Advisor. No matter what the query, you can drop in or Make a Mortgage Appointment. We’ll make sure you’re on the right track from the very start.

WHAT ELSE IS NEEDED?

The most important element of any mortgage application is proving you can make the repayments. Our Mortgage Team can let you know all the necessary paperwork needed from bank statements to payslips, we have a checklist prepared for you to guide you on your way.

SAVING YOUR DEPOSIT

Are you unsure about what you deposit you need to have saved for your new home? As a First Time Buyer you will need a deposit of at least 10%. Get the wheels in motion with Savings advice from Blue Sky.

APPROVAL IN PRINCIPLE

Once your deposit is now in place you can apply for a Sanction in Principle. This is where your mortgage is agreed, in principle, based on the information you have provided. You know know exactly what you have to spend on your new home.

FTB RESOURCES

First Time Buyer Resource Guide

Things I Need To Know About FTB

MOVING HOME?

Moving home can be a stressful journey. Between selling your own property and finding the right moving company, costs and stress can increase by the day. Our "Moving Home" mortgage has been specially designed to take the stress out of moving home. We have developed an easy 5 step guide to get you started on your moving home mortgage application.

SELF BUILD MORTGAGES

Laying the foundations for your home is exciting especially when it’s designed to suit your needs. The right mortgage choice can be the building blocks to your new home. That’s why our self-build mortgage takes care of what you need. Why not use our Mortgage Calculator below or speak to a member of our Mortgage Advisory Team to get you started with your self build mortgage application

Speak With Our Mortgage Team Today & We Can Help You On Your Way

How Much Can I Borrow? Use Our Mortgage Calculator To Find Out!

moving home mortgage

Home Value Find out the current market value of your home. It will let you create a budget for your new home. Don't forget to include Estate Agent Fees.	Your New Home Profile Create a "Desirable Home Profile". How many bedrooms, garden etc. This will help you compare the market.	Moving Timeline Should you sell or should you buy? Work out a "Timeline". Do you sell first and rent until the right property at the right price comes along or do you buy and move straight away?
Mortgage Inquiry Drop in or speak to a member of our Mortgage Team and we can get the official process started.	Mortgage Calculator Calculate how much you can borrow now!	New Home Budget You need to know your New Home Budget, that is the amount you can spend on your move. This will include money left over from home sale, savings and your new mortgage loan.