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Home Insurance In Ireland

Nov 26, 2018
2 min read

Updated: Jan 23, 2019

It’s important to make sure that your home is properly protected by having the right home insurance policy. Here we’ve answered some of the most common questions about home insurance.


How do I get a home insurance quote?

You can get a home insurance quote online at https://www.blueskyinsurance.ie/home-insurance or alternatively you can contact us on 1850 677 678 and we will be happy to assist you.


What details will I need to provide when getting a home insurance quote?

For a basic insurance quote you will need to provide your personal details as well as the following: - The address of the property to be insured - The year of construction of the property - The buildings sum insured (this is the rebuild value not the market value) - The contents sum insured - Details of your previous claims history


What does my policy cover?

A standard policy provides cover for your buildings and contents, including third party liability, cover for fire, storm, flood and theft as standard. There are also optional add ons like All Risks Cover which offers cover for items like jewellery or sports equipment while away from the home and Accidental Damage Cover.


Can certain things reduce the cost of my home insurance?

Yes, for example having an approved house alarm can decrease the cost of insurance. Different alarm systems can result in different cost reductions.

You will receive a no claims discount, similar to car insurance, when you provide your no claims history.


Can I make changes to my policy once it’s been confirmed?

You can make changes to your policy at any stage. These are known as Mid Term Alterations or MTAs. It is possible that making an MTA could result in a change to your premium. To make an MTA or to learn more call us on 1850 677 678.





8 Comments


emeery232
2 days ago

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👍

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bottleneck calculator
5 days ago

This is a helpful overview of home insurance in Ireland, especially for understanding the different types of protection homeowners may need. The practical points about reviewing coverage and understanding policy terms are useful for anyone comparing options. For PC users planning an upgrade, a PC system bottleneck check can also help identify potential CPU and GPU li

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Aaliyan Siraj
Aaliyan Siraj
Sep 06

This is a useful overview of home insurance in Ireland. Understanding the main types of cover, policy limits, exclusions, and factors that affect premiums can help homeowners make better decisions. It is also worth comparing financial options carefully when planning for long-term savings. A CD APY calculator can help estimate annual percentage yield and compare potential CD returns.

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Eron Finch
Eron Finch
Aug 25

Home insurance is an important part of protecting your property and finances in Ireland. I found the explanations around coverage, premiums, and policy considerations particularly useful for homeowners comparing their options. It is always worth understanding the terms and exclusions before choosing a policy. For those interested in mobile gaming platforms, 2J Bet Game is also worth exploring for information about its gaming options.

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Eron Finch
Eron Finch
Aug 25

Home insurance is an important part of protecting your property and finances in Ireland. I found the explanations around coverage, premiums, and policy considerations particularly useful for homeowners comparing their options. It is always worth understanding the terms and exclusions before choosing a policy. For those interested in mobile gaming platforms, 2J Bet Game is also worth exploring for information about its gaming options.

Like

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